Scheme for Cashless Treatment of Road Accident Victims

To reduce the fatalities owing to road accidents and to facilitate the victims of such accidents, it is imperative that medical services are provided in a time-sensitive manner, especially during the golden hour during which the likelihood of preventing death is highest. Therefore, in accordance with section 162 of the Motor Vehicles (MV) Act, 1988 (“Act”) the Ministry of Road Transport and Highways (MoRTH) has launched a Pilot Scheme (“Scheme”) for the cashless treatment of victims of road accidents caused by the use of motor vehicle(s) on any category of road.

Beneficiary:

Any victim of road accident caused by the use of motor vehicle (“road accident”) on any category of road within India, who has sustained injuries requiring trauma or polytrauma care treatment, shall be entitled to cashless treatment under the Scheme in accordance with these Guidelines. In this regard, “motor vehicle” shall have the same meaning as defined under sub-section (28) of section 2 of the MV Act, 1988.

Benefits:

Cashless treatment up-to 07 days or up-to Rs. 1.50 Lac whichever is lesss.